Thank you very much for that question.
That's indeed a challenge for us, quite frankly. We're a small organization ourselves. What we're trying to do is expand these partnerships. Larger cities obviously tend to have more organized community associations, but we are definitely, under our financial literacy initiative, trying to expand our reach to community associations throughout the country. It isn't easy. We have to do it in many cases, particularly in smaller communities, one community association at a time. But we are on a path to doing that and expanding that very much.