That's always a very difficult thing to do, as you can appreciate.
One of the things we're going to be doing this year is that we have developed and we're in the processing of finalizing a very large baseline survey of financial capability in the country. We want to use that as baseline information and over the years be able to assess how our programs will have improved capability annually. That's one good way of doing it.
We have some indication from our partnership in British Columbia, for example, that education does make a difference. It's always nice to know. We all believe it, but it's nice to see some actual numbers on it.
We have some indication with respect to, for example, our compliance work, where there is a direct payment back to customers when mistakes are made. So that's a return of dollars into customers' pockets.
Those are all small indicators. We're trying to develop better and more consistent indicators over time, but that is a challenge for us.