We thank you for coming here today, because the Canadian public needs to know what has happened to you and what is happening to other Canadians.
I'd like to go to Mr. Elford. Essentially you said the banks and financial institutions seem to be above the law. So I want to ask you, why is that? We've had governments, both the current government and the previous governments, who seemed to be very soft on corporate crime. Should there be consequences when CEOs and corporate directors make decisions that have such a profound impact on the lives of ordinary Canadians?