Of course it's going to cost the Government of Canada money down the road. It's a tax savings plan. We're going to forgo tax revenue on significant amounts of money. But the money belongs to Canadians; it doesn't belong to the government. If people save, that's a good thing, and I hope people will be able to be more self-reliant in this way.
I thank you for saying back in February 2008, “The centrepiece is an after-tax savings plan, which is a good idea.... It's something I have long advocated for”. I would have just said “long advocated”, because you don't need the “for” there. But it was good of you to say that.