I'm thinking about seniors. My mother, were she still alive at this point, would have converted her RRSPs to RIFs. She never earned a high income, but she was a serious saver, so she would have had money to put into a TFSA. She would have been able to continue trying to earn income on that, which she then would have been able to withdraw without tax.
On May 26th, 2008. See this statement in context.