The last sentence stole my thunder. With our membership, we were pushing for some vehicle. A lot of our members and their employees do not have a pension. They have RSPs, or they sell their firm and there's a big succession issue. That's another thing we've mentioned to this committee.
So it's useful to build up this space over time to enable their sons or daughters to have some money to invest and buy the business over time, and also to help top up the RSPs or at least have that space. We found that it's a small amount, but it's a welcome amount.
I think you bring up a good point, in that people are still confused: how do I use it? I want to make sure it's simple to use. I think that's a big point too. We're trying to find some vehicle that was administratively simple and cheap. One of the issues with funds is that there's a high administrative fee, and we wanted to see whether there was something else that could be done.