What we were focused on was the exposure of banks to that marketplace. Whenever there is discussion about a market, whether it be real estate, telecom, you name it, what we're focused on primarily is banks' exposure to that market, because if something happens...it's often difficult to predict exactly what will happen. But if something does happen, you have to make sure that banks have solid capital and are able to withstand whatever may come their way.
If you look at the asset-backed commercial paper market, I think there were not as many signs there as there often are in other markets. You can look in the past at the dot-com bubble, for example.