Thank you, Mr. Garrison.
Usually we go to seven minutes, but we're going to go to a five-minute round because we only have one representative from each party; then we'll go to a second round of five minutes for anybody who wants it. The members have five minutes, but that includes the questions and comments or answers from the panel. If you will keep it to a brief intervention, I think we'll get more out of the debate.
What I did not mention at the beginning is that all your testimony is recorded, it's all transcribed, and it will be public. Even though there are some members who are missing, they will have the opportunity to review the presentations you have made. There are also officials from the Department of Finance who are here listening to you, so it does not go for nought.
Based on that, we'll go to Mr. Sukh Dhaliwal for five minutes, please.