Sorry, but if you're not ready for anything to happen, you are not going to be ready to react whenever a crisis does happen. I don't feel reassured that you're ready for anything to happen. You're just going to wait for pensions to tank and for financial institutions to go down the drain and you're going to wait for real estate prices to go down another 20% or 30% and then you'll react. That's what it sounds like to me.
Thank you, Mr. Chairman.