The only thing I would say in addition—and this is really enforcing the point that Nancy has made—is that the banks will make their credit decisions on a case-by-case basis. They will look at your balance sheet, who your suppliers are, what the deals are, the level of debt you have, and they make those decisions accordingly.
They try to stand by their customers when they can. We've talked to our bankers about this. They have a lot of tools in their tool kit that they can bring out to support those customers. But again, it comes down to case-by-case circumstances.