Absolutely, but Canada can't do it alone. It has to be done in an international context. I think that's an inevitable result of the discussions that are going to be held on April 2 by the G20, and held within each country. The regulation in the United States is so fragmented relative to what we have, but there's a whole host of it. In fact, probably almost half of the credit that was provided in the United States in 2007 was being provided by non-regulated entities. That proportion wouldn't be nearly that high in Canada. But absolutely the spectrum of coverage of the regulators has to be expanded.
