A lot of that is BDC, a lot of that is credit unions, and a lot of that is the specialty asset financing companies. Now, they are small players in the small-business market. BDC traditionally represents about 3% of our members' activities. Our latest survey shows about 6%. So there seems to be an increase in their work with our members, but it's still by no means a major portion.
As for the specialty asset finance companies, I believe--I don't have the numbers in front of me--that still fewer than 10% of our members use those. So roughly two-thirds of our members are using one of the traditional Canadian domestic banks, 3% are using a foreign bank, and about 15% are using a credit union.