I mentioned earlier that when I look at the overall pension assets in Canada, at the end of year 2007 they were equal to 140% of the GDP. The other six countries in this group are the Netherlands, Switzerland, Denmark, the U.S., the U.K., and Australia.
There is no doubt that when you have significant pension assets, either with the Canada Pension Plan or with other pension plans, and you have, let's say, an important liquidity exposure, you may be hit hard. For the calendar year 2008, the Canada Pension Plan investment Board returned a negative 14%, but at the same time the markets all around the world were in the range of minus 25% to minus 40%, so it gives me some comfort that in 2008 we were able, to some extent, to mitigate the losses.