On a point to that, Mr. Chair, you suggested you had the option of ruling it out of order. We do need to remember that this is provincial jurisdiction, so we have to be a little cautious in the assumptions we make and in our questioning when these folks come. Because it is provincial jurisdiction. We don't like it when the provinces step on our toes, so let's be a little cautious about that.
The other thing I might just share is...and some of you have heard of this research working group on retirement income adequacy that was brought up at the federal-provincial-territorial finance ministers' meeting. We're starting a research project on overall pension adequacy. It will be interesting, in whatever other meetings we do have on pensions, to actually seek out some advice as to that overall picture of pension adequacy going forward.
But I would just caution on provincial jurisdiction.