Thank you, Mr. Chair.
I want to finalize what we were talking about earlier. So we've figured out it's about 1.6¢ per transaction, 0.8¢ from either side, which is low cost--I'm not going to disagree with you on that. At about $4 billion worth of transactions, that's about $400 million, and it's all cost recovery, correct? Is all of the money you're getting back cost recovery?