Mr. O'Connell, you talk about the market and the Canadian option. In your opening statement, you say that Interac is present from coast to coast. In your 25 years of operation, your growth has been phenomenal, or quite profitable, and you forecast very positive growth in the future.
Are your forecasts based on the assumption of your status as a non-profit association, or on your new status? I would like to hear you speak to us some more about your real motive. You stated that it is the market which is of concern to you, and that is driving you.