The financial institutions will be administering the vehicles for the investments, of course. They're all, as you know, actively advertising these as we speak.
But take the $5,000 in a given year. It's not required that the individual taxpayer do the entire $5,000 worth of business with a given financial institution. They may choose to work with several.
We are the place where it will all have to be reconciled to keep the active balances, to measure the outflows and the inflows, because as you know, if in a given year you take $3,000 out, you can put it back in the next year. So we have to keep the accounting of that.
I should add, if I might, that this falls outside the regular tax assessing system. So we actually have to create inside the agency a parallel process to allow us to keep track of all this.