You're absolutely right. Obviously, Mr. Paillé is also right in that these are actuarial forecasts related to changing economic and fiscal realities, that's true, but also to basic demographic realities.
I mentioned the Quebec Pension Plan report. The main reason, which was also raised in other studies that I cited in the brief I've given you, that was distributed, is a demographic situation, and that is the main reason, I would say, why there is this challenge. However, it's an easy challenge to meet. It doesn't require a lot of changes.
The idea isn't to “scare people”, but to encourage action. And I think we can kill two birds with one stone: we can improve benefits for everyone in Canada and Quebec in both areas, and we can resolve the long-term problems or challenges.
In fact, my aim isn't to say that one plan is better than the other. This is a reality; these are facts. It is true that these are forecasts. However, they are nevertheless based on demographic realities that cannot be denied.