The only thing I would add is that with respect to the Bloc Québécois estimate we focused on the key cost drivers. Those were the frequency and the number of occasions, the number of plans, that would fall under and be captured by this proposed legislation.
The Bloc Québécois methodology identified two case studies over a period of three years. That's why we focused on looking across the country to see if in fact those two, over a three-year period of time, are actually representative of the entire country.