Thank you very much, Mr. Wallace.
I want to follow up on some of the questions from Mr. Pacetti.
Madam Urquhart, you were saying Nortel was not forthright. If I understand you correctly, they were not being forthright with respect to their long-term disability plan. My understanding is the same as Mr. Pacetti's. In normal cases a third party, Sun Life or whoever, would manage this so it's not a troublesome thing, as has happened in this situation. Can I just make sure I'm understanding correctly? The company, in this case, was not forthright with respect to long-term disability?