So I get five minutes and 10 seconds now?
I just wanted to go back to this conversation a bit and press some of it.
Ms. Eng, if you divide it into winners and losers, your essential argument is, on the winners going forward.... If you keep the winners in place and tighten up the rules, tighten up the surplus and deficits, tighten up the bankruptcy stuff, tighten up the holiday contributions, and probably some rules about self-investment and things of that nature, the theory is that in capitalism, there are winners and losers. In this particular sector, there doesn't seem to be any consequence for losers, other than the poor schlep at the end of the thing who ends up with nothing. But there's no consequence for the plan itself or the administrators of the plan.
Mr. Perkin threw out a kind of idea with respect to the Ontario government picking up some of these loser plans. What's your reaction to that?