How would we do that in the context of a pooled plan, though? Five years from now I want to have $70,000 in my retirement on an annual basis. I don't understand how it would adjust from $70,000 to $80,000 or back to $50,000 on an individual basis if I'm in a pool and the pool is not being well-managed.
On March 30th, 2010. See this statement in context.