The contributions would be made according to the previous evaluation, which could be two or three years old. So they would say, well, it looks like you only have to contribute whatever, say $10 million, but because the market is underperforming at the time, maybe they really should have been paying $20 million or $30 million. They were playing by the rules. You couldn't accuse them of skirting anything. But the rules allowed that to happen.
The other thing is that the sponsor's requirement has been and will continue to be that they have to fund it just enough to cover 100% of the liabilities and no more. Again, that goes on for quite some period of time. The market takes a downturn. Last year, most plans dropped by 15%, 19%, or 20%. That's what happens.