That's exactly why we're doing the survey we mentioned today, because we also know—and that was in some of our earlier data—our members value CPP as a program. Indeed, we worked with Paul Martin back in the 1990s to educate our members. These pension issues are complicated. I'm sure you've all become aware of that in the last little while, and you have to come up the curve.
We'll keep you posted. Again, there is no silver bullet here. I don't think there is any silver bullet. I don't think CPP or any of the things we're talking about are silver bullets. I think it is a combination. I would certainly agree with the notion of going cautiously. Let's not forget the crisis our CPP got into in the mid-1990s. There were a lot of reasons for it, but one of the key reasons was that Pierre Trudeau's government in the 1970s ratcheted up benefits. At that time there were a lot of us baby boomers, and we had way more people paying into the system than taking out of it, so it took 25 years for the CPP to go into crisis. There were also some other reasons, such as provinces borrowing the money at sub-prime rates, and so on. The good news about that was we did pretty much fix the CPP in its current structure.
The caution is that often these pension issues don't come to roost for decades down the road, and this is what is scary. There are a lot of problems that have been mentioned by others: low interest rates, markets crashing, and so on. Those markets will come back, but again, timing is everything. Thirty years from now, when we are probably going to be dead, this might be turned totally on its head. This is what has to be factored into it.
It's tough in politics to have long-term thinking, but, boy, this is one issue where I would really recommend it.