Thank you.
I'd like to ask one last question about FETCO. With all due respect, I would say that, in my opinion, you are propagating the urban myth that the financial markets would be a nightmare if pension plans were given creditor status or employees were preferred creditors.
For quite a long time, throughout my career, I was a company CEO, and I know that granting or applying for credit is a function of risk analysis. In my opinion, that would be part of the risks and the analyses. I agree that there would have to be a buffer period, to use that term, but I don't think we can say it would be a nightmare and we absolutely can't make employees preferred creditors when they retire because it would scare people.