What has happened at Nortel is very unfortunate. Nortel has a terrible situation. I think they have unique circumstances, with respect to the way they managed their arrangements and their long-term disability plans, that don't necessarily exist in other situations.
Certainly we've been through a very difficult time in the last few years with respect to pension plan funding. It's been the most horrendous time most people who deal with pensions have ever experienced. I think we have to make sure that we don't have some sort of knee-jerk reaction and change the way everything is managed in terms of pensions in Canada just because we've had a very difficult time in the last few years.
I believe that if the regulators are working hard with the employers who are providing private pensions, and if the governments are listening to what people are saying, as you are here today, we can find solutions to problems without necessarily having to change the entire rule book. I think there's lots of opportunity to have great dialogue in this country about solving pension problems, to work closely with regulators, and to make sure that pension plans that somehow get offside are brought back into the real world.