Thank you, Mr. Chair.
Thank you to all the witnesses for being with us today.
I'd like to start out with a line of questioning I had a few meetings ago with some bank and insurance company representatives. I want to say that I think it's a good idea to break down some of the barriers to multi-employer pension plans, as recommended by some of the banks and insurance companies, but I think at the same time one can have a voluntary supplementary Canada Pension Plan. It's not either/or; I think the two can coexist, and it would provide more choices for Canadians. The bankers and insurers at that meeting didn't seem to disagree with that.
First, I'd like to ask Ms. Swift, would you be in favour of such a combination?