I'm not talking about the financial soundness. I mean enterprises taking on changes that would actually make them better corporate citizens. I guess I'm arguing that changing the priority to avoid a situation we've now seen at Nortel, particularly in the case of long-term disability, would be right up there with having a better environmental record, for example.
I want it out there that increased difficulty in accessing credit is not anything different from any other cost that might be imposed on a corporate enterprise.