Okay. Well, thank you. I'm not sure I agree with the second point, but we would certainly have to look into cost, although the CPP Investment Board seemed to think it could be done.
Mr. Hamilton and Mr. Pierlot, I know that you know about this topic even though you didn't speak about it today. I'd just like it if you could perhaps comment on whether you agree with the coexistence of a private sector solution and a supplementary CPP.