Thank you.
You've spoken out about inequality, and study after study has shown that Canada is becoming a less equal society. Can you comment on some of the negative outcomes that could arise from this situation of growing inequality?
I'm going to ask a second question and we'll see whether there's time for you to answer it. It's about the issue of household debt, which you've also spoken about.
Can you explain what role the introduction of 30-year and 40-year mortgages by this government might have played in exacerbating this debt crisis? And would the levels of household debt exacerbate the harm caused if there were a crash or a serious downturn in housing prices?