All right. The Government of Canada appears to differ.
May I ask Mr. Bartos a question.
You indicated, I think, in your anti-financial crimes approach, that the key elements are deter, detect, and disclose. You indicated as well that you had new models of compliance assurance, as you termed it. That is, there were policies in place that were simply not being enforced and now there's a better enforcement climate, if I can call it that, within your bank, if I'm understanding you properly.
Do you think it would be, for this committee's benefit, a good recommendation that there be whistle-blower arrangements put in place within the banks? I'll be asking other witnesses this as well. For example, it was only because of a whistle-blower that we became aware of the Liechtenstein tax evasion situation, where a disgruntled employee sold computer discs to German authorities, and that led to hundreds of millions of dollars being recovered, including more than $20 million in Canada alone, as I understand it.
Wouldn't that be a useful addition to your compliance objectives?