I have an additional comment. I completely agree with what my colleagues have said, but I think it goes even a step further. Many of the witnesses today come from the perspective of anti-money laundering and anti-terrorist financing operations. Part of our mandate is to protect the integrity of the Canadian financial system, and that goes beyond maximizing shareholders' values, and that actually, if anything, could in many cases limit shareholders' values by rejecting the concept of taking on clients who propose undue risk.
On March 21st, 2013. See this statement in context.