If I may add very briefly to this, what's important in the process that Mr. Macklem described is that it has to be coordinated across the major jurisdictions. There has to be development of a list of the jurisdictions that are most—let's be neutral on this—potentially problematic. There should be a sort of systematic addressing of that, and a reward, if you will, if you're a compliant jurisdiction versus a non-compliant jurisdiction.
Ultimately, those concepts need to be put in place in order to make steady progress on this. I'll leave it there.