On the development or the enhancement of the Canada Pension Plan by allowing people to invest in it. Right now there's a failure of people to invest in their own futures and there is a certain responsibility for people to put their money into something. So CPP, being mandatory, would allow for a push to these folks who aren't investing. Yes, it would increase the taxes on the employers to some degree to help co-fund this. But if we don't do this, in 30 years' time we're going to hit a very serious wall of people with nothing.
Just your comments, if you would, please.