Maybe I could answer very quickly.
I think it's primarily a fiscal policy issue, needless to say. How do we deal with being able to meet a certain income level so you can reduce your debt load, etc.? As a household you should be de-leveraging somewhat at this point, given the current environment. In that regard, as I said, it's primarily a fiscal issue--how you want to generate incomes for individuals out there. You do it through fiscal policy in a time of recession, as we've witnessed over the last while.
Having said that, I think there's also a role for a monetary policy. It's kind of interesting that here we were emphasizing all this stuff about anchoring expectations about inflation, but we should also be trying to anchor expectations about employment down the line. Because again that's what households are concerned about in terms of their own state of finances. Why is it that we're so concerned about one issue, which I think is of less concern to many people, when they're struggling to make ends meet or if they lose their job? There are more and more of them, as we're seeing down the line here.
My point here is that there's also a role for monetary policy, but it should deal with employment or unemployment issues. Those are things that should be on its radar screen directly and officially rather than merely implicitly. In that regard, I think there is, but it's kind of a macro issue in a sense. Fiscal policy could deal at the level of individuals and could deal with how we could provide transfers for those who are in need, in a sense, and how we could generate jobs through fiscal measures here, as we did through the fiscal stimulus kinds of packages that we implemented, going back a couple of years.