Good.
I certainly appreciate, Mr. Aptowitzer, your definition around charity. We also heard earlier that we need to do a better job at defining gifts. I think that was something else that we heard: that there are often challenges with what is the appropriate definition of gifts.
At this point, we've heard again about the stretch tax credit. I think we almost have a split in terms of the appropriateness of that particular measure.
I think, Mr. Thomas, that you wouldn't be in favour of it, and perhaps Mr. Waters....
For the people who don't believe that a stretch tax credit is a good idea, I wonder if you could share your thinking. Alternatively, we could let the debate go back and forth a bit.