Absolutely I can respond.
I think it's a core Canadian value. I'm also worried about, for example, eliminating the first tier. That's potentially $100 million for existing behaviour. There's nothing new coming into the system for charities, and it's a $100-million expense.
You combine the stretch and the two capital incentives in the cost, and the upside, well, it's about the same cost, only you're getting at least approximately $500 million into the sector in new money.