The intention of the clause is indeed to prohibit inducements for the reasons you cite, but recognizing that there are circumstances where you wouldn't want to prohibit employers from achieving lower costs to members for entering into such an agreement. Those cases are, for example, where, by bundling services that are beneficial to all employees, the offering of both the PRPP and that other service, they can get a lower rate overall. So that's beneficial to all.
Also, in the circumstance, for example, where an employer wants to switch to another PRPP provider, if that PRPP provider, for example, wants to pay the switching fee, that's advantageous to all and promotes competition. So it should be, in our view, considered in the regulatory scope, subject to the regulations in exception to this overall restriction.
The duties of the employer, furthermore, are supported by clause 33, where it does explicitly put an onus on them to say “Subject to the regulations, an employer must not demand, accept”. So we have the administrator not being able to offer, but the employer's responsibility is very clear here, that they are not to accept. So they are not immune from the other provisions of this bill, and indeed are targeted at inducements as well.