I think I'm going to stop you there, because I just wanted to answer that.... It's just shocking, for an organization that claims they're on top of it all the time, to say “we only became aware of it a week ago”. And that you haven't completely read the bill to the full extent is a bit shocking.
But I have a question for Mr. Melville.
Mr. Melville, I'm wondering why the two banks left. What did they tell you?