I am probably going to come back to that, but I wanted to ask Ms. Gavan a question.
I am going to continue along the same lines as my colleague. We know there is currently a surplus of $1.3 billion. We have made the connection. An article in the Financial Post says that around 943 people could benefit from it. On average, the value of what they could receive is $1.3 million. You are not in agreement because the company's plan is not to lose that money.
Is it not accurate to say that, if the Economical became a corporation, since there is a surplus of $1.3 billion, the value of the company when shares are offered would be around $1.3 billion, which would mean that every mutual policy holder, on average, would receive shares valued at approximately $1.3 million?