So, there are two sides to this. You have a potential large benefit for 943 people, there. You have the growth of the company, over here.
One of my favourite sayings is: the law is for the protection of the people. Mr. Lister, I might go to you on this one. Ms. Gavan talks about a community of interest and the community of interest for her is Economical. When I listened to both of you and Normand, the community of interest is broader. In your view it's all of the companies that came together over the last number of years to protect their policyholders. Would you agree with that?