Yes, thank you.
In our submission to the Department of Finance in October, we have in fact identified key areas, specific products, where we would see an elimination or a phase-out. Those three categories have been identified as being dealt with immediately because of the competitive nature of the product, but we've suggested that the others, which is a huge range of tariffs, as you know, be eliminated over a period of time, keeping in mind, Mr. Chairman, that the Department of Finance has told us that they would lose around $700 million in revenue—