Yes, in fact Canadians have managed to continue to build their balance sheets through this. We know, just as a casual observer, that Canada managed the crisis better than most countries, although, of course, we had a down cycle, but it was not as big as other countries’.
As well, as many households own a home, we know the average price of homes has gone up and so there's been a wealth effect from this. Stock markets are strong. All those things go together to build up the wealth balance sheet for Canada's consumers.
I mentioned before about the terms of trade and it's a 7% increase every year in income for the country, which is very significant, and of course, it hinges on the maintenance of those high energy prices.