Chair, I wasn't going to say anything on this until Mr. Cullen mentioned my name. I feel obligated to respond.
As far as the LSVCCs go, the empirical evidence is somewhat clear that these funds are underperforming and that they lag in both U.S. and Canadian indexes, so it's wrong to say uniformly that the evidence we heard today or have heard in the past was that all of the funds are performing well and that they should be retained. It wasn't a scientific sampling of what we heard. The empirical evidence is clear, that they are underperforming not only here but also in the U.S. So there is a reason for their being changed in the way they are.
I thought I would clarify that for Mr. Cullen.