Again, I appreciate what Mr. Cullen is saying, and to be clear, no one said anyone who's a dual citizen is not a Canadian citizen. No one at this table or any of our witnesses have ever said that. The reality is if you're a dual citizen, you are a Canadian citizen and you are also a citizen of another country. If that country happens to be the United States, then you fall under the rules of FATCA and that's not anyone's making but the American tax law.
Unfortunately, there will be some people who are caught up in this who may be caught in a larger net who don't realize they're American citizens, but even without FATCA, they still have an obligation to file. They may not be liable to pay American tax, because they may not have any taxes due, but they have always had an obligation to file an American tax return, and that's unfortunate, but that's just simply the law.