Well, that's the point.
Our position is sometimes characterized as if we want to do away with Farm Credit Canada. That couldn't be further from the truth. There is a role for Farm Credit Canada. There's no question about that—none whatsoever. Similarly, there's a role for the Business Development Bank of Canada. What we're saying, though, is that their manner of conduct should be that of a partner to credit unions, a partner to private sector institutions, not as a competitor with them.
I'm not going to tell you that we don't need Farm Credit Canada. We certainly need them. We talk to them frequently. We have a liaison committee with them. We're working with them, and there are many examples of partnership with them. They are a great organization. I don't deny that.
We're saying that we have a problem with their mandate. We think it should be clear that you should behave consistently in a complementary manner. That is our request. I don't question their experience, and I don't question the value of Farm Credit Canada in many circumstances.