Thank you, Mr. Smith.
With us at the table today, we have Alex Scholten, the president of the Canadian Convenience Stores Association; Mr. David Phillips, from the Credit Union Central of Canada; Daniel Roussel, from the Desjardins Group; Brad Woodside, from the Federation of Canadian Municipalities; David Marit, from the Saskatchewan Association of Rural Municipalities; and Claire Bolduc, from the Solidarité rurale du Québec.
We welcome you all. You all have five minutes.
Mr. Scholten, please.