We have to understand that when FINTRAC started they were a fledgling organization with very limited knowledge. The calibre of their disclosures has gone up. However, when we weigh their success—and I have said this over and over again—I believe we built a Rolls-Royce. We need an engine to run it. The engine is enforcement and prosecution. Should our value or how we weigh whether we're successful in this country not be measured by prosecutions, or do we weigh that FINTRAC put out 1,000 disclosures and nobody looked at them? That, to me, seems to be a big disconnect.
So I agree that it needs oversight, but really from a government perspective, we need to change the value proposition and how we're going to measure success. As I said, I'm sure that when FATF reviews us in November, enforcement is going to be hammered again.