Well, the first part I couldn't disagree with; it's when you said that it would be in a tax-free savings account that I would begin to disagree. The point is the inequity of the plan across the Canadian population.
As well, in terms of saying that it would give people a chance to save, the people who have the chance to save are the people who have the money with which to save. If the average Canadian, or the average low-income Canadian, needs help with life's key aspects, such as raising their family, buying a home, or educating their children, then I think the government plan to help them with that should take a much different form.