Okay, thank you.
Mr. Cross, I want to tell you that I really appreciate your testimony. You've been here a number of times and you've always had some great testimony for us.
Mr. Wudrick, you were a little critical on the balanced budget.
Mr. Wudrick, wouldn't you agree that if in my household I had an unbalanced budget and if I was spending more money, you really wouldn't care if you were the bank? You would say, “Balance this thing”. Sometimes we might not agree with how people do it, but at the end of the day, if I'm taking in $1,000 a month and I'm spending $1,200, I have a problem, and I have to address that.
Would you address that about the balanced budget?